by Scott Goldstein | Jun 29, 2022 | Foreclosure
Don’t Be Foreclosed Upon by a Scam: Know Your Rights Foreclosures are once again on the rise. Many Americans face challenges in a time of high housing costs, rising mortgage rates, economic uncertainty, and the end of COVID-19 foreclosure protections....
by Scott Goldstein | Sep 23, 2021 | Bankruptcy, Chapter 13, Foreclosure
The Moratorium on Sheriff’s Sales is OverIn March of 2020, Governor Murphy issued an executive order prohibiting evictions and sheriff’s sales because of the COVID-19 pandemic.Shortly thereafter, Congress passed the CARES act, providing for forbearance if...
by Scott Goldstein | Jul 2, 2021 | Chapter 13, Bankruptcy, Chapter 7, Foreclosure
The new CFPB rule is changing the process of foreclosure slightly as the moratorium end and the government is trying to avoid a massive wave of foreclosures.Foreclosure moratoriums end on July 31, 2021. The Consumer Financial Protection Bureau has enacted a new...
by Scott Goldstein | Jun 18, 2021 | Chapter 13, Bankruptcy, Foreclosure, Shameless Self-Promotion
Choosing the Right Bankruptcy Relief If you’re having some financial problems, you might want to consider bankruptcy filing. But first, you may want to figure out what possible relief you might want to go for in bankruptcy. Both Chapter 7 and Chapter 13...
by Scott Goldstein | May 18, 2021 | Bankruptcy, Chapter 13, Foreclosure, General Legal
Many people have obtained forbearances on their mortgages through the CARES Act and its extension. The current deadline to request a COVID related forebearance is June 30, 2021 for HUD/FHA, USDA or VA loans. You can qualify for up to 18 months of...
by Scott Goldstein | May 17, 2021 | Chapter 13, Bankruptcy, Foreclosure, General Legal
Since March of 2020, New York and New Jersey have been acting under COVID-19 emergencies via both legislation and emergency order to prevent people from being evicted from their homes due to the inability to pay during the pandemic. The federal government has...