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What is a Chapter 13 Case?
Discover how a Chapter 13 case can be your lifeline out of debt. Learn the essentials with the Law Offices of Wenarsky and Goldstein, LLC and start your journey to financial stability now. Filing for Chapter 13 Many families in New Jersey are dealing with economic...
Do All My Debts Disappear if I File for Personal Bankruptcy in New Jersey or New York?
At the Law Offices of Wenarsky & Goldstein, LLC, we are dedicated to guiding clients through the complexities of bankruptcy in New Jersey and New York, providing a beacon of hope for those facing financial adversity. Our experience in bankruptcy law is crucial for...
What is the Difference Between Chapter 7 and Chapter 13 Bankruptcies in New Jersey?
The primary difference between Chapter 7 and Chapter 13 bankruptcies is how debts are handled. Chapter 7 is a liquidation bankruptcy that discharges qualifying debts in 3-6 months by selling non-exempt assets. Chapter 13 is a reorganization bankruptcy that allows you...
What Are the Differences Between Conservatorships and Guardianships?
In New Jersey, guardianships and conservatorships are legal means to protect adults with disabilities, each serving distinct roles based on the individual's condition and needs. While guardianship is a court-mandated role assigned after an adult is deemed...
Myths Surrounding Bankruptcy
What Is a Bankruptcy Myth? Are you worried about the consequences of filing for bankruptcy? When researching whether bankruptcy is right, many people come across half-truths and myths on the internet that confuse them and lead them astray. Although bankruptcy...
Which Assets Can I Keep If I File a Chapter 7 Bankruptcy in New Jersey and New York
Protecting Assets in Chapter 7 Bankruptcy Even when people are overwhelmed by debt, they are still often reluctant to file for bankruptcy. One reason for this is the fear that they will lose what little assets they have left, such as their home or car. But in...
What is the New York Statute of Limitations on Debt?
What Is the Statute of Limitations on Debt? Failing to pay a debt does more than shred your credit report. You can also be sued by your lender. New York, like other states, gives lenders or debt collectors a limited amount of time to bring a lawsuit. This...
Common Foreclosure Scams: The Hidden Dangers in the Housing Market
Don't Be Foreclosed Upon by a Scam: Know Your Rights Foreclosures are once again on the rise. Many Americans face challenges in a time of high housing costs, rising mortgage rates, economic uncertainty, and the end of COVID-19 foreclosure protections. According...
Common Mistakes Made Before Filing for Bankruptcy
If you want to avoid common mistakes made before filing for bankruptcy, take a look at this guide made by the Law Offices of Wenarsky and Goldstein, LLC. When Should One Consider Filing Bankruptcy? If you are having a hard time paying your bills, it is important to...
Long Island Bankruptcy Cases May Undergo Radical Changes
In a decision dated February 28, 2022, Judge Grossman of the Central Islip division of the United States Bankruptcy Court for the Eastern District of New York, just gutted what has become a much used program in the bankruptcy courts AND simultaneously established what...
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