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Do All My Debts Disappear if I File for Personal Bankruptcy in New Jersey or New York?

Do All My Debts Disappear if I File for Personal Bankruptcy in New Jersey or New York?

by Scott Goldstein | Mar 25, 2024 | Chapter 13, Bankruptcy, Chapter 7, Client Resources

At the Law Offices of Wenarsky & Goldstein, LLC, we are dedicated to guiding clients through the complexities of bankruptcy in New Jersey and New York, providing a beacon of hope for those facing financial adversity. Our experience in bankruptcy law is crucial for...

Myths Surrounding Bankruptcy

by Scott Goldstein | Nov 23, 2022 | Chapter 13, Bankruptcy, Chapter 7, Client Resources

What Is a Bankruptcy Myth?   Are you worried about the consequences of filing for bankruptcy? When researching whether bankruptcy is right, many people come across half-truths and myths on the internet that confuse them and lead them astray. Although bankruptcy...

Which Assets Can I Keep If I File a Chapter 7 Bankruptcy in New Jersey and New York

by Scott Goldstein | Nov 2, 2022 | Chapter 13, Bankruptcy, Chapter 7, Client Resources

Protecting Assets in Chapter 7 Bankruptcy Even when people are overwhelmed by debt, they are still often reluctant to file for bankruptcy. One reason for this is the fear that they will lose what little assets they have left, such as their home or car. But in...

What is the New York Statute of Limitations on Debt?

by Scott Goldstein | Sep 30, 2022 | Chapter 13, Bankruptcy, Chapter 7

What Is the Statute of Limitations on Debt?   Failing to pay a debt does more than shred your credit report. You can also be sued by your lender. New York, like other states, gives lenders or debt collectors a limited amount of time to bring a lawsuit. This...

Sheriff’s Sales are Happening In New Jersey

by Scott Goldstein | Sep 23, 2021 | Bankruptcy, Chapter 13, Foreclosure

The Moratorium on Sheriff’s Sales is OverIn March of 2020, Governor Murphy issued an executive order prohibiting evictions and sheriff’s sales because of the COVID-19 pandemic.Shortly thereafter, Congress passed the CARES act, providing for forbearance if...

What is happening with Foreclosures?

by Scott Goldstein | Jul 2, 2021 | Chapter 13, Bankruptcy, Chapter 7, Foreclosure

The new CFPB rule is changing the process of foreclosure slightly as the moratorium end and the government is trying to avoid a massive wave of foreclosures.Foreclosure moratoriums end on July 31, 2021.  The Consumer Financial Protection Bureau has enacted a new...
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