Zero Down Bankruptcy is Not As Great as It Sounds

Good morning to everyone.  This is the inaugural post to my firm’s blog and I wanted to start out with a recent Facebook Live post that I made.  One of the major concerns that a lot of my clients have is paying for services.  I spend a lot of my time on bankruptcy matters, so my clients generally do not have a lot of money.  There are a few firms out there who offer “Zero Down Bankruptcy”  In my opinion, this does a disservice to clients because (1) collecting pre-petition balances is a stay violation, (2) it’s a conflict of interest, and (3) they are paying more than they should for the EXACT same service that you charge less for if you are not doing a zero down program.Here is my FB Live post.  If you have any questions, please contact me.